Cash Visibility. Liquidity Control. Banking Automation.

Symphony Cash & Liquidity Platform is Teravista's enterprise solution for the Office of the CFO — consolidating cash visibility, automating banking operations, and enabling real-time liquidity decisions across banks, entities, and investment portfolios. Built on the FireQube engine, it works alongside SAP and existing ERPs to give treasury and finance teams a unified command centre for cash, transfers, reconciliation, and funding workflows.

• Multi-Bank Statement Aggregation
• Real-Time Cash & Liquidity Dashboards
• Automated Bank Reconciliation
• Funding Request & Disbursement Workflows

Product Overview

Powering the Office of
the CFO

The Challenge

What the Office of the CFO faces today

• Cash data fragmented across banks and entities
• Manual banking and reconciliation effort
• Limited forward-looking liquidity visibility
• Funding decisions disconnected from real cash positions
• Weak controls and audit readiness
• No structured workflow for disbursements and approvals

The Solution

How Symphony transforms the CFO's operations

• Single platform for cash, liquidity, and banking — all entities
• Automated multi-bank statement retrieval and reconciliation
• Real-time cashflow forecasting with surplus and deficit identification
• Structured funding request and approval-driven disbursement workflows
• Works alongside SAP and ERPs — no replacement required
• Modular adoption aligned to your finance maturity

Powerful Features

Everything your treasury team needs to
manage
cash and liquidity with confidence

Bank Statement Aggregation

Automated multi-bank statement retrieval via API, RPA, email, and SFTP — with scheduled or on-demand downloads into a centralized, audit-ready repository.

Bank Reconciliation

Automated matching of bank and book entries with configurable rules, clear visibility into unreconciled items, and an exception-driven resolution workflow.

Bank Advice Tagging

Automated tagging of bank advices using reference and narration-based identification, with manual override, exception handling, and traceable advice-to-transaction linkage.

Cashflow Forecasting

Real-time cash position visibility with forecasted inflows and outflows, surplus and deficit identification, and short-term liquidity planning for funding decisions.

Funding Request & Disbursement

Structured funding request initiation with approval-driven disbursement workflows for bank and inter-company fund movement, with real-time status visibility and end-to-end audit accountability.

Bank Transfers

Controlled bank and inter-bank transfers supporting bulk and ad-hoc payments, with full integration into bank channels and complete transaction traceability.

Governance & Audit Trails

Audit-ready controls with maker-checker verification, complete transaction logs, and configurable approval hierarchies across all banking and liquidity workflows.

ERP & SAP Integration

Works alongside SAP and existing ERPs with auto GL posting into FA systems — no replacement of your ERP required. Secure, enterprise-grade deployment on-premise or cloud.

Built for Your Team

Symphony serves every stakeholder in the Office of the CFO

CFOs & Finance Leaders

Get a real-time command centre for cash, liquidity, and borrowing — with dashboards and analytics built for strategic decisions.

• Current and projected cashflow visibility
• Surplus and deficit identification at a glance
• Decision support for funding and investments

Treasury Teams

Automate daily banking operations — from statement downloads and reconciliation to transfer instructions and advice tagging — all from one platform.

• Multi-bank statement retrieval and reconciliation
• Controlled bank and inter-company transfers
• Automated advice tagging with exception handling

Finance Controllers

Ensure complete governance with structured approval workflows, auto GL posting into your FA system, and a full audit trail on every transaction.

• Approval-driven disbursement and funding workflows
• Auto GL posting into SAP and FA systems
• Complete audit trail and traceability

Group & Multi-Entity Companies

Manage cash and liquidity across multiple entities and bank relationships with a modular platform that scales with your organisations complexity.

• Inter-company fund movement and transfers
• Consolidated view across all entities and banks
• Modular adoption — no big-bang transformation

Frequently Asked Questions

Got questions? we've
got answers!

1.Does Symphony replace our existing ERP or SAP?

↑ ↓

No. Symphony works alongside SAP and existing ERPs — it integrates with your current systems, including auto GL posting into your FA system, without replacing any core infrastructure.

2.Which banks does Symphony support for statement download?

↑ ↓

Symphony supports statement retrieval from multiple Indian and global banks — including ICICI, SBI, HDFC, and Kotak — via API, RPA-based netbanking download, email, and SFTP, with configurable schedules per account.

3.Can we adopt Symphony module by module?

↑ ↓

Yes. Symphony follows a modular adoption model — you can start with bank statement download and reconciliation, and progressively activate cashflow forecasting, funding workflows, inter-company transfers, and GL posting as your organisation s readiness grows. No big-bang transformation required.

4.Does it support multi-entity and inter-company structures?

↑ ↓

Yes. Symphony is designed for group companies and multi-entity structures, supporting inter-company fund transfers, consolidated cash views across entities, and centralised governance with entity-level reporting.

5.What are the deployment and infrastructure requirements?

↑ ↓

Symphony runs on a three-tier architecture — ReactJS frontend, .NET Core API, and MS SQL Server — on Windows Server 2019+. It supports on-premise or cloud deployment within your internal network, with VPN-secured remote access and standard quad-core hardware.